Skip to main content

Nadine Wellwood – Unveiling the Alberta Pension Plan: Risks, Rewards, and What You Need to Know

Nadine Wellwood discussing the Alberta Pension Plan on her upcoming podcast episode

Unveiling the Alberta Pension Plan: Risks, Rewards, and What You Need to Know

April 8, 2024

Hey everyone! Nadine Wellwood here. I’m super excited to bring you a deep dive into something that affects us all but often flies under the radar – pension plans, with a spotlight on the Alberta Pension Plan. This chat is going to be part of a fantastic podcast with Katherine Kowalchuk Live on X @katherinekowal9 on April 11th at 7:30 PM. Trust me, you won’t want to miss this!

Why This Video is a Must-Watch:

Ever find pension plans a bit of a maze? You’re not alone. We’re peeling back the layers on the Alberta Pension Plan versus the Canada Pension Plan and focusing on what often gets overlooked – the risks! It’s not just about what you can gain but also about protecting what you have.

Here’s the Scoop:

  • Risk Over Rewards: I’ll show you why keeping an eye on risks is even more crucial than the potential benefits. Yep, it’s that important.
  • Alberta vs. Canada Pension Plans: We’re diving into both, side by side. What makes them tick? What could they mean for your future?
  • Making Informed Choices: Details can be scarce, but that doesn’t mean you’re flying blind. I’ve got tips and insights to help you navigate.
  • Your Questions Answered: Got questions or concerns? Perfect! I’m hosting a live Q&A session at the Frank Wills Memorial Hall on April 19th at 7:00 PM. It’s going to be an info-packed hour, and I’d love to see you there.

Join the Conversation:

Let’s make this a two-way street. Jump into the conversation on social media and our website NadineWellwood.ca. Keep the dialogue going on Twitter and Facebook – your voice is what makes this community amazing.

And, if you like what you see, hit that like button, share this video far and wide, and don’t forget to subscribe. Your support helps us spread the word and keep bringing you content that matters.

Mark Your Calendars:

  • Podcast Feature: Catch me with Katherine Kowalchuk on April 11th. Katherine’s Website
  • Community Meetup: Be there at the Frank Wills Memorial Hall on April 19th.

Tags: #AlbertaPensionPlan #ChatWithNadine #FinancialWisdom #PensionPlanInsights #ProtectYourFuture #NadineWellwood #InvestSmart #PlanAhead

Continue reading

Pension Perspectives

Nadine Wellwood in Pension Perspectives video, Episode number displayed.

Rethinking Retirement:
Beyond the Canada Pension Plan

March 9, 2024

Hello, everyone,

It’s Nadine here, and today, I’m inviting you on a journey to critically examine one of the pillars of Canadian retirement planning: the Canada Pension Plan (CPP). We’ve been led to believe that the CPP is our best bet for a secure retirement, but I believe it’s time we look beyond this conventional wisdom to truly empower ourselves financially.

The CPP Debate Unveiled

In our newest video, we peel back the layers of the CPP, dissecting its structure and the so-called “enhancements” that have been introduced. At face value, these enhancements promise more robust support for our senior years. But as we delve deeper, a question emerges: at what cost does this strengthened safety net come?

Exploring the Power of Personal Investment

What if I told you that managing your own retirement savings could lead to a more lucrative nest egg? The thought might be daunting, but armed with the right knowledge, the power to outperform the CPP’s fixed outcomes is in your hands. Our video explores how simple investment strategies, such as ETFs, could significantly amplify your retirement funds compared to the traditional CPP route.

A Personal Invitation from Me to You

This video is more than an analysis; it’s a call to rethink our approach to retirement planning. Through detailed examples and expert insights, we aim to ignite a spark of curiosity and confidence in your financial planning capabilities.

Let’s Start a Conversation

Your thoughts and experiences matter to me. Do you see the CPP as the ultimate retirement solution, or are you intrigued by the potential of personal investment strategies? I encourage you to share your perspective below. Together, we can build a community of financially savvy Canadians ready to take control of their futures.

Continue Your Financial Education with Me

Our exploration doesn’t stop with this video. Stay tuned to nadinewellwood.ca for more insights into navigating the complexities of financial planning and investment. By staying informed and engaged, we can all take confident steps towards financial independence and a secure retirement.

Engage and Learn More:

If you found this video insightful, please like, share, and subscribe. Your support is crucial in spreading this message of financial empowerment far and wide.

Together, let’s challenge the status quo and discover a path to financial freedom that truly serves our best interests.

Continue reading

Alberta vs. Canada Pension Plan: Charting the Future of Financial Independence with Fergus Hodson

Nadine Wellwood interviewing Fergus Hodson on Financial Sovereignty for Canadians

February 16, 2024

In an insightful interview, Fergus Hodson, the esteemed publisher of the Impunity Observer and author of “Financial Sovereignty for Canadians,” joins forces with Nadine Wellwood to address the critical issues facing the Canadian economy and the unique opportunity Alberta has to redefine its financial future.

Key Reasons to Watch This Interview:

  • Deep Dive into Canada’s Economic Challenges: Understand the systemic issues of declining productivity, escalating living costs, and the burdensome policies impacting Canadians’ wallets through the expert lens of Hodson, guided by Nadine Wellwood’s probing questions.
  • Alberta Pension Plan vs. Canada Pension Plan: Explore the compelling arguments for Alberta’s shift towards managing its pension plan — a beacon of hope for Albertans seeking control over their financial destiny, as discussed by Hodson and Wellwood.
  • Debunking the CPP Myth: Hodson boldly critiques the Canada Pension Plan, revealing its shortcomings and advocating for change, with Wellwood providing the platform for this crucial conversation.
  • The Power of Proximity in Governance: Discover the benefits of local governance and how closer, more accountable administration can lead to better financial outcomes for Albertans, a topic explored by Hodson and Wellwood.
  • A Call to Action for Alberta: Learn why now is the critical moment for Albertans to embrace financial sovereignty and secure a prosperous future, as urged by Hodson and emphasized by Wellwood.

Join Nadine Wellwood as she navigates these vital topics with Fergus Hodson, offering insights that are not just thought-provoking but could redefine how Albertans approach their financial independence. Whether you’re deeply concerned about the future of Canada’s economy or curious about the potential of an Alberta Pension Plan, this interview is an essential watch.

Watch the full interview below or view it directly on YouTube and dive deeper into the conversation that’s sparking a movement towards financial sovereignty in Alberta, with Nadine Wellwood at the helm.

Continue reading

Maxime Bernier Talks Alberta Pension Plan: A Path to Autonomy

Nadine Wellwood interviewing Maxim Bernier about the Alberta Pension Plan and provincial autonomy.

Maxime Bernier Talks Alberta Pension Plan: A Path to Autonomy

February 24, 2024

Dear Friends and Supporters,

Watch the full interview below:

In a candid conversation on provincial autonomy and Alberta’s future, I recently had the privilege to sit down with Maxime Bernier, the founder of the People’s Party of Canada and a steadfast advocate for provincial rights. With his rich background in law, finance, banking, and politics, Maxime brought an invaluable perspective to our discussion on the Alberta Pension Plan and the broader quest for provincial autonomy.

Our dialogue revolved around Alberta’s bold step towards self-determination—a referendum on whether to remain with the Canada Pension Plan (CPP) or to forge our path with an Alberta Pension Plan. Maxim’s initial reaction was one of support and enthusiasm for Alberta’s endeavor towards more autonomy, aligning perfectly with his vision of a radically decentralized Canada where provinces have the sovereignty to manage their affairs, including pension plans and police forces.

The federal government’s predictable resistance to Alberta’s proposal was no surprise to either of us. The current political climate in Ottawa, under both the Liberals and Conservatives, favors centralization and control, often at the expense of provincial rights and autonomy. Yet, Maxime emphasized that Alberta has both the legal authority and moral right to pursue its own pension plan, drawing parallels to Quebec’s longstanding independence in managing its pension system.

Our conversation also tackled the challenges of negotiation with the federal government and other provinces. Maxime acknowledged the complexities involved but remained optimistic about Alberta’s ability to navigate these waters, emphasizing the importance of strong provincial support and strategic pressure on the Conservative Party of Canada to take a clear stance on this issue.

Furthermore, Maxime criticized the fear-mongering tactics employed by opponents of the Alberta Pension Plan, dismissing claims that the government could somehow “steal” pensions as baseless and emotionally driven. Instead, he called for a rational, fact-based discussion that respects the intelligence and rights of Albertans.

One of the more enlightening aspects of our talk was Maxime’s insight into the operations of the CPP Investment Board (CPPIB) and its supposed independence. We explored how federal influence seeps into its decision-making processes, particularly concerning investments that align with current political agendas, such as decarbonization and diversity, equity, and inclusion initiatives. This veers away from the board’s core mandate to provide the best return on investment for Canadians, an issue Alberta can address by establishing its own pension plan.

Maxime’s unwavering support for Alberta’s quest for autonomy, combined with his critique of federal overreach and manipulation, reinforces the necessity of our fight. It’s a fight not just for a pension plan but for the very soul of our province and our right to decide our destiny without external coercion.

As we move forward, it’s crucial that we rally together, informed and empowered by the facts, to make a compelling case for a referendum on an Alberta Pension Plan. This referendum is more than a vote on a financial mechanism; it’s a declaration of our commitment to autonomy, fairness, and the betterment of Alberta and its people.

I urge you to engage with this conversation, share your thoughts, and stand with us as we advocate for a future where Alberta’s prosperity is in our hands. Together, we can shape a future that honors our rights, our resources, and our resolve.

Yours in the fight for Alberta’s future,

Nadine Wellwood

Watch the full video below:

#AlbertaPensionPlan, #MaximBernier, #PeoplesPartyOfCanada, #ProvincialAutonomy, #CPP, #FederalGovernment, #QuebecPensionPlan, #Autonomy, #Referendum, #InvestmentStrategy, #NadineWellwood, #MaximBernierInterview, #AlbertaPensionPlanDebate, #ProvincialRights, #CPPReform, #FederalOverreach, #AutonomyInCanada, #ReferendumOnPensionPlan, #InvestmentIndependence, #FutureOfAlbertasEconomy

Continue reading

Unveiling the Future of Pensions: Alberta’s Leap Towards Economic Security

Graphic depicting Alberta Pension Plan Meeting discussing CPP Sustainability and Unfunded Liabilities

January 30, 2024

Greetings, dear Albertans! I’m thrilled to share insights from a recent, groundbreaking discussion on our financial futures, especially regarding retirement security and collective prosperity. Before diving deeper, I warmly encourage you to view our detailed video below, where we unravel the complexities of pension planning and illuminate the way forward for Alberta.

Hosted by the Alberta Prosperity Project, our inaugural Alberta Pension Plan meeting was a resounding success. With open minds and sharp inquiries, participants engaged in a dialogue that was both enlightening and transformative. Alongside Tanner Indy and Vicky Bayford, I had the honor of guiding this conversation, leaving our audience more informed, reassured, and inspired about our shared vision.

A significant focus of our discussion was the sustainability and security of the Canada Pension Plan (CPP)—a subject often misunderstood and overlooked. Despite the comfort of familiarity, the CPP’s financial shortcomings, as candidly admitted by the CPP Investment Board, highlight an urgent need for reevaluation. With billions in unfunded liabilities, the picture is clearer than ever: change is not just necessary; it’s imperative.

Contrary to popular belief, the CPP does not hold a top spot in the global pension rankings. Reports by the CFA Institute and Mercer reveal it standing 12th out of 47, challenging the myth of its unbeatable status. This positions Alberta at a crossroads, urging us to consider a bold, self-reliant path forward.

Alberta’s vibrant economy and youthful demographics position us uniquely to pioneer an independent pension scheme. By embracing the Alberta Pension Plan, we can circumvent the pitfalls of the CPP, crafting a system that’s both fully funded and reflective of our ambitions.

As we stand at this critical junction, it’s essential to question the norms and advocate for a solution that aligns with our values and goals. Why should we settle for a system that does not fully serve our interests or secure our futures? The Alberta Pension Plan represents an opportunity to take charge of our financial destiny, ensuring a prosperous legacy for generations to come.

In closing, I urge you to engage with our video presentation, enrich your understanding, and join the movement towards establishing the Alberta Pension Plan. Together, we can forge a path to a future filled with financial stability and success.

God bless, and let’s embark on this journey to a promising future.

Please note: The views expressed are grounded in my expertise and experience. For precise data and additional insights, refer to the linked video presentation.

Continue reading